SRQ Public Adjusters

If your home or commercial property was built before 1975, there’s a good chance that it contains a cast iron plumbing system that has failed or is nearing failure. Cast iron pipes corrode and deteriorate over time. Pipe deterioration can lead to water damage, water back-ups in the house, clogged.

When small business owners buy commercial insurance policies, they probably assume that they won't have any losses. Sure, accidents happen but they don't occur very often, right? Unfortunately, that assumption may be wrong.

Denied insurance claims are a huge problem for people who have been victim of a property loss. While some people might be able to afford fixing their home without the need of insurance, many others are only given the option of being at the hands of their insurance company. This makes it much easier.

Homeowners are being told that they cannot get their claim compensated because the fire didn’t happen in a specific location on their property. The Insurance Institute of America issued a report which revealed that there were almost 4 million home insurance claims in 2017 and only two million paid.

Flood Insurance is a mandatory coverage for homes in flood zones. But many homeowners have been denied coverage by their insurance company following a natural disaster. In the past 5 years, denial rates for flood insurance claims have significantly increased, with 1 in 3 claims being denied.

When an HVAC unit is not working properly, it can lead to expensive repairs and loss of income for the business owner. The University of Miami has found that HVAC damages make up 60% of all building-related claims in this industry.

In the event that you have a mold property insurance claim, the type of coverage you need will depend on whether you or your insurer is responsible for the mold. If your homeowner’s policy covers the damage, then you’ll want to file a claim with them for reimbursement and then collect payments.

It is crucial for the insurance companies to investigate the claim as soon as possible and if they have any doubts about the validity of the claims, you should contact an independent expert who can provide a timely opinion on whether or not there are any suspicious circumstances.

Roof claims are one of the most common types of insurance claims, when a person’s home is damaged by water or wind. It is important to know that these insurance claims are not always approved on the first try. A homeowner should consider hiring an experienced public adjuster to assess the damages.

There are too many sinkhole claims and insurance companies don’t want to spend more money on these types of damages. This is where we come in.

About half of all burglaries take place during the day, and about 34% take place at night. The other 16% are unknown. And thieves usually make out with a decent score.

Insurance policies for vandalism vary, but the coverage is typically not limited to the cost to repair or replace vandalized property. For example, many policies compensate for lost profits after a store has been closed due to vandalism

Water is the most common cause of property losses, and it’s not just the flooding from rivers or rainwater. Water damage can happen when pipes burst or when appliances leak; it can happen during a fire or an earthquake. The result is the same: a mess and money lost!

Garbage disposal repair is fixing a kitchen sink disposal that grinds waste. It involves diagnosing jams or motor/electrical issues, cleaning or replacing parts, clearing clogs, and restoring safe, quiet grinding and proper drainage.