Hawaii Public Adjusters

Air Conditioning is a system that cools and dehumidifies indoor air to keep rooms comfortable. It includes units, ducts or vents, temperature control, maintenance, and may involve installation, repairs, and energy-saving settings.

Business Interruption Insurance helps cover lost income and extra expenses when a covered disaster or damage to your business forces you to pause operations, reopen later, or relocate, so you can recover profits and keep essentials running during the interruption.

Business Properties is a service that helps you manage and optimize commercial real estate, including listings, valuations, leases, and maintenance, to support decisions, budgeting, and operations for offices, retail, or industrial spaces.

Business Review is a service that assesses a company’s performance, operations, and goals. It involves collecting data, analyzing strengths and weaknesses, and providing actionable recommendations to improve strategy, processes, and outcomes.

Claims Process is the step-by-step service that helps you report, review, and settle an insurance or warranty claim, including submitting details, validation, assessment, approvals, and receiving a payout or resolution.

Commercial Property is a service that helps businesses buy, sell, lease, or manage non-residential real estate like offices, retail spaces, and warehouses, guiding pricing, market analysis, contracts, and tenant or buyer coordination.

Construction Defects is a service that helps identify, document, and resolve problems in new or renovated buildings, such as faulty workmanship or materials, and guides clients through inspections, claims, and remedies to ensure safety and compliance.

Dispute Resolution is a service that helps people settle disagreements fairly, often through guided talks, mediation, and agreed steps to reach a mutual solution without going to court.

Drainage is the system and process of removing excess water from areas like soil, streets, or buildings. It involves pipes, drains, and channels to direct water away, prevent flooding, and keep foundations dry for safety and stability.

Equipment Breakdown is an insurance service that covers financial losses from the sudden failure of equipment like machinery, tools, or HVAC systems, including repair or replacement costs, downtime, and related expenses after a covered breakdown.

Fire Damage is a service that assesses and repairs damage caused by fire, smoke, and soot. It involves safety checks, removing debris, cleaning and restoring surfaces, deodorizing, and rebuilding or repairing damaged structures to restore safety and usability.

Fire Protection is a service that helps prevent fires and reduce damage, including planning safety measures, installing alarms and sprinklers, inspecting systems, and providing guidance on safe practices to protect people and property.

Flood Damage is a service that assesses and repairs water damage from floods, storms, or leaks. It involves moisture assessment, water extraction, drying, mold prevention, and restoring walls, floors, and electrical systems to safe, livable condition.

Flood Insurance is a policy that helps pay for property damage caused by floods. It covers things like walls, floors, and personal belongings, and typically requires a separate purchase from standard homeowners insurance.

Home Insurance Claim is the process of asking your insurer to pay for damage or loss to your home covered by your policy, including filing details, documenting the damage, assessing the loss, and receiving compensation or repairs if approved.

Homeowner's Insurance is a policy that protects your house and belongings from damage or loss. It typically covers repairs after incidents like fire or theft, and may include liability if someone is hurt on your property, plus living costs if you can't stay home.

Homeowner's Policies is a insurance plan that covers your home and belongings, helps with repairs after damage, and may include liability protection for injuries or damage to others on your property.

Homeowner’s Insurance is a policy that protects your house and belongings from damage or theft. It covers repairs or replacement, liability if someone is injured on your property, and may include costs for living elsewhere while your home is fixed.

Industrial Properties is a service that helps manage, buy, sell, or lease factories, warehouses, and production facilities. It covers locating suitable spaces, handling paperwork, evaluating value and risks, and coordinating maintenance and compliance for industrial sites.

Insurance Appraisals is a service that determines the value of items for insurance coverage, assessing condition, market value, and replacement costs to set appropriate premiums and ensure rightful claims.

An Insurance Appraiser is a professional who estimates the value of damaged or lost property for an insurance claim, inspecting the item, reviewing policy terms, and providing a written assessment to help determine payout or settlement.

Insurance Claims is the process of reporting a loss to an insurer, providing details and proof, and working with the insurer to determine eligibility, settle payments, and receive support for damages or losses covered by an insurance policy.

Insurance Company Settlement is the process of negotiating and finalizing a payment between an insurer and a policyholder or claimant after a loss, injury, or claim. It involves assessing damage, agreeing on compensation, and submitting paperwork for payout.

Insurance Coverages is a service that offers protection plans, helping you pay for loss or damage. It involves selecting policies, understanding limits and premiums, and filing claims when you need financial help for events like accidents, health issues, or property damage.

Insurance Programs is a service that designs and manages tailored insurance plans, helping individuals or organizations obtain coverage, compare options, handle enrollments, and manage claims and renewals to protect against financial risk.

Insurance Umpire is a service that helps people understand and resolve insurance claims. It guides customers through the process, explains policy terms, negotiates with insurers, and ensures fair, independent assessments of coverage and payouts.

Personal Property is a service that helps you manage and protect your movable belongings, like furniture, electronics, and valuables, including appraisal, insurance guidance, inventory, and secure transfer or storage options.

Policy Coverages explains what insurance protection items are included under a policy, how they work, what events or damages they cover, limits and deductibles, and how to file a claim. It helps you understand exactly what you’re insured for.

Property Claim is a service where you report and file a claim for damage or loss to your property, provide details and evidence, and work with the insurer to assess, approve, and pay out for repairs or replacement.

Property Claims is the process of handling and resolving damages to a building or its contents after an incident, involving filing a claim, documenting losses, assessing coverage, coordinating repairs, and paying out the eligible compensation.

Property Claims Adjusting is the process of reviewing and assessing insurance claims for damage to a home or building. An adjuster investigates, estimates repair costs, verifies coverage, communicates findings, and helps settle the claim with the insurer and the policyholder.

Property Damage covers legal help and services for incidents where someone harms or destroys someone else’s property, including damage assessment, claims processing, repairs coordination, and pursuing compensation with insurers or courts.

Property Insurance is a policy that protects your belongings and property from damage or loss due to events like fire, theft, or natural disasters. It covers repairs or replacements and may include liability for accidental damage to others’ property.

Property Policy Coverages are insurance protections that cover damage or loss to your property, like buildings and contents, as outlined by a policy. It involves coverage options, limits, deductibles, and terms you select to help pay for repairs or replacement after a covered event.

A Public Adjusting Company helps homeowners or businesses by representing them in insurance claims, ensuring claims are accurately valued, documented, and negotiated with the insurer, from filing to settlement.

Public Insurance Adjusters help homeowners and businesses file insurance claims after damage. They assess losses, document details, negotiate with insurers, and pursue fair settlements on the policyholder’s behalf, often charging a fee from the settlement.

Real Estate Appraisal is the professional process of estimating a property's current market value based on factors like location, size, condition, recent sales, and market trends, typically for buying, selling, refinancing, or taxation.

Residential Claims is a service that helps homeowners file, manage, and resolve insurance or warranty claims for their home structures and contents, including guidance on documentation, inspections, coverage, and settlements.

Residential Homes is a service that helps people find, buy, rent, or manage houses for living, including guiding options, arranging inspections, financing basics, and coordinating paperwork to ensure a smooth, comfortable home experience.

Site Inspection is a thorough on-site check to assess a location’s conditions, safety, and compliance. It involves walking the area, measuring, noting issues, taking photos, and reporting findings to guide decisions and planning.

Storm Damage is a service that assesses and repairs harm caused by storms, such as broken windows, roof damage, and water intrusion. It includes inspection, damage estimation, insurance coordination, and restoration to restore safety and usability.

Tailored Insurance is a personalized coverage service that assesses your needs and offers customized insurance plans, prices, and options, helping you choose the right policy, limits, deductibles, and protections for your situation.

Water Damage is a service that helps restore spaces after water intrusion from floods, leaks, or spills. It involves assessing moisture, drying walls and floors, removing damaged materials, cleaning surfaces, and preventing mold with careful moisture control and deodorization.

Windstorm Insurance is coverage that protects homes and buildings from damage caused by high winds, hurricanes, and storms. It helps pay for repairs or rebuilding after wind-related events and may require separate protections from standard homeowners insurance.