Michaelson & Messinger Insurance Specialists, LLC

24 Hour Emergency Services provides round-the-clock urgent help for urgent problems, repairs, or safety concerns, offering fast response, immediate action, and temporary or long-term solutions regardless of the time of day.

Additions is a service that adds extra features or components to an existing project, like extra rooms, upgrades, or enhancements. It involves planning, pricing, and implementing these additions to meet customer needs without changing core functions.

Basement Finishing & Remodeling is a service that transforms unfinished basement space into usable rooms, adding walls, floors, ceilings, lighting, insulation, and sometimes bathrooms or storage, to create a comfortable, functional living area.

Bathroom Remodeling is updating or renewing a bathroom to improve its look, layout, and function. It involves new fixtures, tiling, flooring, vanities, lighting, plumbing, and finishing touches to create a refreshed, more efficient, and enjoyable space.

Board Up is a service that provides temporary protection for damaged buildings by covering openings with sturdy boards or sheeting to secure the property and prevent weather, debris, or unauthorized access until repairs can be made.

Commercial Property is a service that helps clients buy, sell, or manage business real estate like offices, shops, or warehouses. It involves market advice, property valuation, finding tenants or buyers, negotiating leases or sales, and handling paperwork.

Commercial Remodeling is upgrading or renovating business spaces like offices, stores, or restaurants to improve layout, safety, and performance. It involves planning, demolition, construction, electrical/plumbing updates, finishes, and selecting materials to meet needs and codes.

Complete Reconstruction is a comprehensive renovation service that overhauls a space, updating structure, systems, finishes, and layout to restore or modernize it, often including planning, demolition, new installations, and final styling.

Fire Repairs is a service for fixing damage from fires, including assessment, debris removal, repairing structure and surfaces, restoring utilities, and ensuring safety and compliance with codes, so spaces are safe and livable again.

A Free Consultation is a short, no-cost meeting where you discuss your needs with a professional, learn about options, ask questions, and decide if you want to proceed with their services.

Full Service Construction is a turnkey building solution where a company handles planning, permitting, budgeting, coordinating trades, and managing the entire build from start to finish, delivering a completed project with minimal client effort.

Insurance Claims is the process of asking an insurer to cover costs after a loss or damage. It involves reporting the incident, providing details and documents, evaluating the claim, and receiving a payout or settlement based on the policy terms.

Reconstruction & Remodeling is home improvement work that refreshes or changes existing spaces, repairing damage, updating layouts, and upgrading features like kitchens or baths to improve function, style, and value.

Remodeling Projects is a service that plans, designs, and renovates parts of a home to update look and function, including planning, selecting materials, coordinating trades, and managing construction from start to finish.

Residential and Commercial refers to services that handle both home and business property needs, including cleaning, maintenance, repairs, and improvements to keep living spaces and workplaces safe, functional, and well-kept.

Restoration and Repair is a service that fixes and brings damaged items back to good condition, including cleaning, repairing, restoring original appearance, and renewing functionality for belongings like furniture, art, or vehicles.

Restoration Projects is a service that focuses on repairing, renewing, and returning damaged or degraded places or items to their original or improved condition, often involving planning, cleanup, repairs, and collaboration with experts to preserve history and improve safety and usability.

Smoke and Odor Removal is a service that eliminates cigarette or wildfire smoke smells from rooms and materials using cleaning, deodorization, and sometimes specialized equipment to improve air quality and comfort.

Smoke Damage is a service that cleans and restores spaces affected by fire smoke. It includes odor removal, soot cleaning, air filtration, and repairs to walls, fabrics, flooring, and HVAC systems to revive safety and appearance after smoke exposure.

Structural Damage is a service that identifies, assesses, and repairs issues that weaken a building’s framework, such as cracks, water intrusion, or foundation shifts, ensuring safety and stability through inspection, measurement, and targeted repairs.

Sump Pump Failure is a service that helps prevent basement flooding by testing, diagnosing, and repairing sump pump systems to ensure they run properly during heavy rain or water buildup.

Water Damage Restoration is a service that cleans up and fixes areas after water leaks or flooding. It involves stopping the source, drying out floors and walls, removing damaged materials, cleaning, disinfecting, and restoring the space to its previous condition.

Water Removal is a service that quickly extracts excess water from spaces after leaks, floods, or spills using pumps and pumps and drying equipment, then monitors humidity to prevent damage and mold, restoring the area to its normal condition.