Garden State Public Adjusters, Inc.

Claims Adjustment is the process of reviewing an insurance claim to determine what happened, what is covered, and the amount to pay or deny. It involves inspecting details, verifying documents, and communicating decisions to the claimant.

It doesn’t take much to incur significant smoke or fire damage, that's because of the inherently devastating nature of any blaze, large or small.

Fire damage cleanup & repair is a service that removes smoke, soot, and water damage from a fire, deodorizes and sanitizes affected areas, and repairs or rebuilds damaged walls, floors, and ceilings to restore the home or space to its previous condition.

Flood Damage is a service that assesses, cleans, and repairs areas affected by water from floods, leaks, or storms. It includes water removal, drying, mold prevention, structural repairs, and restoring belongings to pre-damage condition.

Flood Damage Claims is a service that helps you report water or flood damage, assess the extent of the loss, file the claim with your insurer, and guide you through repairs and reimbursement options.

General liability insurance protects a business from people suing it for injuries or property damage caused by its operations, products, or employees. It covers legal costs, settlements, or judgments up to the policy limits, helping keep the business afloat.

Insurance Claims is the process of filing a request with an insurer after a loss: reporting the event, providing details and documents, and working with adjusters to verify damages and settle a payment or reimburse costs you are covered for.

A licensed public adjuster is a professional who helps policyholders file and negotiate insurance claims with their own insurer, aiming to maximize settlements. They assess damage, document losses, and handle paperwork and communications on the policyholder’s behalf.

Property Damage is a service that handles repairs or compensation for harm to someone’s property, such as after an accident or vandalism. It involves assessing damage, filing claims, arranging repairs or payouts, and ensuring proper restitution.

Public Adjusters are licensed professionals who help homeowners and businesses file insurance claims. They assess damage, document losses, prepare claim forms, negotiate with insurers, and advocate for maximum rightful settlements on behalf of the policyholder.

Remodeling is changing or upgrading parts of a home to improve layout, style, or function. It involves planning, demolition, new construction or materials, and finishes like cabinets, flooring, and paint to refresh and modernize living spaces.

. Fire and smoke damage claims often happen together, and we’re experts at handling both kinds. Smoke and soot can perpetuate “hidden damage,” which is often not seen by insurance adjusters.

Smoke Damage Claims is a service that helps you report, document, and pursue compensation for damage to your home or business from smoke and fire-related events, including assessment, filing with insurers, and coordinating repairs and cleanup.

Storm Damage is a service that assesses and repairs harm from storms, including assessing property damage, cleaning debris, restoring roofs, windows, and utilities, and coordinating insurance and repairs to return your home or business to normal after a storm.

Storm Damage Claims is a service that helps homeowners and businesses report and document damage from storms, assess losses, coordinate repairs, and file insurance claims so repairs can be funded and completed efficiently.

Water Damage is a service that helps restore items or buildings after water exposure, including assessing the damage, removing excess water, drying and dehumidifying, treating mold if needed, and repairing or replacing damaged materials to prevent further issues.

Water damage is one of the most common types of claims that occurs in your home. It’s also one of the most devastating types of destruction that a property owner can face. Water Damage can cause havoc to your home and possessions. You may also face serious health hazards from dark or grey water.

Water Damage Claims is a service that helps you report and pursue compensation for damage caused by leaks, floods, or spills, guiding you through assessment, documentation, cleanup, and filing with insurers to restore your home or business.